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What You Need
Master Promissory Note (MPN)

The Master Promissory Note (MPN) is a legal document in which you promise to repay your loan(S) and any accrued interest and fees to the U.S. Department of Education. It also explains the terms and conditions of your loan(S). Unless your school does not allow more than one loan to be made under the same MPN, you can borrow additional Direct Loans on a single MPN for up to 10 years.

Your school will tell you what loans, if any, you are eligible to receive.

Collapse Section Button. Press enter twice to open this section. Student

Students who need to complete a Master Promissory Note (MPN) will need:

Approximately 30 minutes to complete
  • MPN must be completed in a single session.


Your FSA ID


Personal Information
  • Permanent Address
  • Mailing Address (if different from permanent address)
  • Telephone Number
  • Email Address


Employer Information
  • Employer Name
  • Employer Address


School Name



Reference Information for two people with different U.S. addresses who have known you for at least 3 years. The first reference should be a parent or a legal guardian.
  • Name of each reference
  • Address of each reference
  • Email address for each reference
  • Telephone number of each reference
  • Relationship of each reference to the student
If you have previously completed either a Direct Loan MPN or a Direct PLUS Loan Request, some of this information may be populated for you. You should review all populated information carefully for accuracy.


To view an accessible PDF version of the Master Promissory Note (MPN) for Direct Subsidized/Unsubsidized Loans, click here.

To view an accessible PDF version of the Federal Direct PLUS Loan Master Promissory Note (MPN) for a graduate/professional student, click here.

Collapse Section Button. Press enter twice to open this section. Parent

Parents who need to complete a Master Promissory Note (MPN) will need:

Approximately 30 minutes to complete
  • MPN must be completed in a single session.


Your FSA ID


Personal Information
  • Permanent Address
  • Mailing Address (if different from permanent address)
  • Telephone Number
  • Email Address
  • Alien Registration Number (if you are an eligible non-citizen)


Employer Information
  • Employer Name
  • Employer Address


School Name



Reference Information for two people with different U.S. addresses who have known you for at least 3 years. You may not list the student for whom you are borrowing this loan.

  • Name of each reference
  • Address of each reference
  • Email address for each reference
  • Telephone number of each reference
  • Relationship of each reference to the borrower


Student Information
  • Student first name, middle initial and last name
  • Student social security number
  • Student date of birth
  • Student address
  • Student telephone number
If you have previously completed either a Direct Loan MPN or a Direct PLUS Loan Request, some of this information may be populated for you. You should review all populated information carefully for accuracy.


To view an accessible PDF version of the Federal Direct PLUS Loan Master Promissory Note (MPN) for an eligible parent of an eligible undergraduate dependent student, click here.

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