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What You Need

Collapse Section Button. Press enter twice to open this section. Entrance Counseling (Required)

If you have not previously received a Direct Loan or Federal Family Education Loan (FFEL), the Federal Government requires you to complete entrance counseling to ensure that you understand the responsibilities and obligations you are assuming.

If you are completing entrance counseling to borrow a loan as an undergraduate student, then the entrance counseling will fulfill counseling requirements for Direct Subsidized Loans and Direct Unsubsidized Loans.

If you are completing entrance counseling to borrow a loan as a graduate or professional student , the entrance counseling will fulfill counseling requirements for Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans.

Your school may have alternate entrance counseling requirements. Check with your school's financial aid office to be sure that the counseling available on this Web site satisfies its requirements for entrance counseling.

To complete Entrance Counseling as an undergraduate student or graduate/professional student, you will need:

  • 20-30 minutes to complete
  • Your FSA ID
    If you are a new user or have forgotten your FSA ID, click here.

    Students must log in using their own FSA ID to complete Entrance Counseling. Use of another person's FSA ID constitutes fraud. Use only your own FSA ID information.

  • Name(s) of the school(s) you wish to notify of counseling completion

Useful Information to Have

Any details on your income, financial aid, and living expenses. Some of this information can be found in:

  • Your student account information
  • A copy of the award letter from your school's financial aid office (if you have received it)
  • A listing of the tuition and fees for your school. Visit CollegeNavigator.gov

There are two ways to access Entrance Counseling:

  1. Log in to StudentLoans.gov using your FSA ID

    • Select "Complete Counseling" on the left-hand navigation bar
    • Select "Entrance Counseling" under "Choose Counseling Type"

    If you log in, you will be able to:

    • See your federal student loan information available in the National Student Loan Data System (NSLDS)
    • Notify schools of counseling completion
    • View proof of counseling completion
  2. Select "Getting Loans" from the top navigation bar on the StudentLoans.gov home page and then "Counseling Demo." Select "Entrance Counseling" under "Choose Counseling Type."

    • You must log in to officially complete the counseling session (option 1 above)
    • The "Counseling Demo" option is informational and allows school administrators to see counseling content without logging in

Parents borrowing a Direct PLUS Loan to pay for their child's education are not required to complete entrance counseling.

Expand Section Button. Press enter twice to access the content in this section. Financial Awareness Counseling

Financial Awareness Counseling provides tools and information to help you understand your financial aid and assist you in managing your finances.

To complete Financial Awareness Counseling, you will need:

  • 20-30 minutes to complete
  • Your FSA ID
    If you are a new user or have forgotten your FSA ID, click here.

    Students must log in using their own FSA ID to complete Financial Awareness Counseling. Use of another person's FSA ID constitutes fraud. Use only your own FSA ID information.

  • Name(s) of the school(s) you wish to notify of counseling completion


Useful Information to Have

Any details on your income, financial aid, and living expenses. Some of this information can be found in:

Expand Section Button. Press enter twice to access the content in this section. PLUS Counseling

PLUS Counseling will help students and parents understand the obligations associated with borrowing a PLUS loan and assist them in making careful decisions about taking on student loan debt.

PLUS Counseling is required if the U.S. Department of Education has informed you that you have an adverse credit history and you have:

  • Obtained an endorser or
  • Documented extenuating circumstances to the satisfaction of the U.S. Department of Education.

PLUS Counseling can be completed voluntarily at any time.

  • If PLUS Counseling is completed voluntarily and you are determined to have an adverse credit history by the U.S. Department of Education within 30 days of PLUS Counseling completion, your PLUS Counseling requirement will be considered to be fulfilled.

To complete PLUS Counseling, you will need:

  • 15 -20 minutes to complete
  • Your FSA ID.

    If you are a new user or have forgotten your FSA ID, click here.

    Students and parents must log in using their own FSA ID to complete PLUS Counseling. Use of another person's FSA ID constitutes fraud. Use only your own FSA ID information.


Useful Information to Have

Any details on your income, financial aid, and living expenses. Some of this information can be found in:

Expand Section Button. Press enter twice to access the content in this section. Exit Counseling (Required)

Exit counseling provides important information you need to prepare to repay your federal student loan(s).

If you have received a subsidized, unsubsidized or PLUS loan under the Direct Loan Program or the FFEL Program, you must complete exit counseling each time you:

  • Drop below half-time enrollment
  • Graduate
  • Leave School
    • Note: The FFEL Program ended June 30, 2010 and no new loans have been made under the FFEL Program after that date.

      At the end of the exit counseling session, you will be asked for information that will be included as part of your loan records. You must provide the following:

      • Names, addresses, e-mail addresses and phone numbers for:
        • Your next of kin
        • Two references who live in the U.S.
        • Your future employer (if known)

      Your school may have alternate exit counseling requirements. Check with your school's financial aid office to be sure that the exit counseling available on this Web site satisfies its requirements for exit counseling.

      To complete exit counseling, you will need:

      • 20-30 minutes to complete
      • Your FSA ID
        If you are a new user or have forgotten your FSA ID, click here.

        Students must log in using their own FSA ID to complete Exit Counseling. Use of another person's FSA ID constitutes fraud. Use only your own FSA ID information.

      • Name(s) of the school(s) you wish to notify of counseling completion

      Useful Information to Have

      Any details on your income, financial aid, and living expenses. Some of this information can be found in:

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