Use the Repayment Estimator when you're:
  • beginning repayment of your federal student loans for the first time; or
  • exploring repayment options based on your income.
Otherwise, we recommend contacting your loan servicer to explore the best repayment option for you.  More Information
The information you provided does not match our records, please contact PIN Customer Service to resolve this issue.
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To use the Repayment Estimator, log-in using your Federal Student Aid PIN. Get a PIN now!

Your Tax Filing Status
Your Tax Filing Status


Spouse Loans
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Loan Type
Balance
Interest Rate
Loan Type
Balance
Interest Rate

Add Your Spouse's Loan(s)

Loan Type
Balance
Interest Rate
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Your Income
Your Income

Your Estimated Payments
Your Estimated Payments

When we estimate your payments for each repayment plan, we include only the loans that are eligible for that repayment plan. If some of your loans are not eligible for a repayment plan, the estimate for that repayment plan will not reflect the total amount that you will repay on all of your federal student loans.

Contact your loan servicer to further discuss which plan is right for you.


Next Steps
Did You Know
Federal Family Education Loan (FFEL) Program loans consolidated with Direct Loans are eligible for repayment under the Pay As You Earn and ICR plans. Loan consolidation information is available at StudentAid.gov.
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