Entrance Counseling is required before you can receive your first Direct Subsidized Loan or Direct Unsubsidized Loan as an undergraduate, or your first Direct PLUS Loan as a graduate/professional student.

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Required before you receive the first disbursement of your Subsidized or Unsubsidized Loan.

The Master Promissory Note (MPN) is a legal document in which you promise to repay your loan(s) and any accrued interest and fees to the U.S. Department of Education. It also explains the terms and conditions of your loan(s); for instance, it will include information on how interest is calculated and what deferment and cancellation provisions are available to you.

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You can use this tool any time to learn financial basics.

Financial Awareness Counseling provides tools and information to help you understand your financial aid and help you manage your finances. (Optional)

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Exit Counseling is required when you graduate, leave school, or drop below half-time enrollment. Exit counseling provides important information you need to prepare to repay your federal student loan(s).

You'll need to provide the name, address, e-mail address, and telephone number for your closest living relative, two references who live in the U.S., and current or expected employer (if known).

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Use it any time to see the impact of future borrowing and personalized repayment plan choices.

This tool uses your loan information from National Student Loan Data System (NSLDS) to estimate initial monthly payments, repayment plan eligibility, repayment plan cost comparison and total interest paid.

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The TEACH Grant Agreement to Serve can be completed on the TEACH Grant Web site.

TEACH Grant Initial and Subsequent Counseling can be completed on the TEACH Grant Web site.

TEACH Grant Exit Counseling can be completed on the NSLDS Web site.

Entrance Counseling is required before you can receive your first Direct Subsidized Loan or Direct Unsubsidized Loan as an undergraduate, or your first Direct PLUS Loan as a graduate/professional student.

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Required before you receive the first disbursement of your Direct Subsidized and/or Unsubsidized Loan or Direct PLUS Loan.

The Master Promissory Note (MPN) is a legal document in which you promise to repay your loan(s) and any accrued interest and fees to the U.S. Department of Education. It also explains the terms and conditions of your loan(s); for instance, it will include information on how interest is calculated and what deferment and cancellation provisions are available to you.

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Check with your school to see if this is how they want you to request a PLUS Loan.

This is a request for information in connection with your application for a Federal Direct PLUS Loan.

The information that you provide will be sent to the school that you choose, and will be used by the school to process your application for a Direct PLUS Loan.

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PLUS Counseling can be completed at any time to help PLUS borrowers:

• Understand the costs and obligations that come with borrowing a PLUS Loan and
• Make careful decisions about taking on student loan debt.

PLUS Counseling is required when the U.S. Department of Education has informed you that you must complete PLUS Counseling.

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If you have received an adverse credit decision, you may still be eligible to receive a Direct PLUS Loan.

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You can use this tool any time to learn financial basics.

Financial Awareness Counseling provides tools and information to help you understand your financial aid and help you manage your finances. (Optional)

More Information

Exit Counseling is required when you graduate, leave school, or drop below half-time enrollment. Exit counseling provides important information you need to prepare to repay your federal student loan(s).

You'll need to provide the name, address, e-mail address, and telephone number for your closest living relative, two references who live in the U.S., and current or expected employer (if known).

More Information

Use it any time to see the impact of future borrowing and personalized repayment plan choices.

This tool uses your loan information from National Student Loan Data System (NSLDS) to estimate initial monthly payments, repayment plan eligibility, repayment plan cost comparison and total interest paid.

More Information

The TEACH Grant Agreement to Serve can be completed on the TEACH Grant Web site.

TEACH Grant Initial and Subsequent Counseling can be completed on the TEACH Grant Web site.

TEACH Grant Exit Counseling can be completed on the NSLDS Web site.

Check with your child's school to see if this is what they want you to do to request a PLUS Loan.

This is a request for information in connection with your application for a Federal Direct PLUS Loan. The information that you provide will be sent to the school that you choose, and will be used by the school to process your application for a Direct PLUS Loan.

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Required before you receive your first loan for your child's education.

The Master Promissory Note (MPN) is a legal document in which you promise to repay your loan(s) and any accrued interest and fees to the U.S. Department of Education. It also explains the terms and conditions of your loan(s); for instance, it will include information on how interest is calculated and what deferment and cancellation provisions are available to you.

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Plus Counseling can be completed at any time to help PLUS borrowers:

• Understand the costs and obligations that come with borrowing a PLUS Loan and
• Make careful decisions about taking on student loan debt.

PLUS Counseling is required when the U.S. Department of Education has informed you that you must complete PLUS Counseling.

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If you have received an adverse credit decision, you may still be eligible to receive a Direct PLUS Loan.

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An endorser is someone who agrees to repay the Direct PLUS Loan if the borrower becomes delinquent in making payments or defaults on the loan. The endorser may not be the student on whose behalf a parent obtains a Direct PLUS Loan.

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Only a Direct PLUS Loan borrower with adverse credit who has completed a Direct PLUS Loan Request can print an endorser addendum.

Log in above to print the Endorser Addendum for your endorser.

You can use this tool any time to learn financial basics.

Financial Awareness Counseling provides tools and information to help you understand your financial aid and help you manage your finances. (Optional)

More Information

Use it any time to see the impact of future borrowing and personalized repayment plan choices.

This tool uses your loan information from National Student Loan Data System (NSLDS) to estimate initial monthly payments, repayment plan eligibility, repayment plan cost comparison and total interest paid.

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A Direct Consolidation Loan allows you to consolidate (combine) multiple federal education loans into one loan. The result is a single monthly payment instead of multiple payments.

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Use it any time to see the impact of future borrowing and personalized repayment plan choices.

This tool uses your loan information from National Student Loan Data System (NSLDS) to estimate initial monthly payments, repayment plan eligibility, repayment plan cost comparison and total interest paid.

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Allows you to make affordable payments, based on your income. This electronic request can be used for the Pay As You Earn (PAYE), Revised Pay As You Earn (REPAYE), Income-Based Repayment (IBR), or Income-Contingent Repayment (ICR) plans.

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If you're the spouse of someone who initiated an Income-Driven Repayment Plan Request, you'll need the Reference Number/Co-sign Code that was generated when your spouse completed their request. You'll also need your spouse's social security number (SSN).

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